Commercial
Mortgage
Loans

There are multiple options for buying a commercial property for investment or primary use in Canada.

Is This Right for You?

If you’re a homeowner and have built equity in your property, this option could be a smart financial move.

What Can It Be Used For?

You can access part of your home’s equity to cover major expenses—like home renovations.

The Right Loan for Your Business

Securing a commercial mortgage is very different from arranging a residential one. Every lender in Canada has its own requirements and areas of expertise, which is why it’s essential to know your options before applying. By understanding where your business fits, you’ll be better positioned to obtain the loan that truly supports your goals.

Building a Strong Investment Strategy

A commercial mortgage should do more than just finance your purchase—it should strengthen your overall financial position. Whether you’re searching for the most competitive rates in Ontario or across Canada, several key factors come into play: your business performance, the down payment you can contribute, your debt service coverage ratio, and your credit profile. Choosing the right loan allows you to manage cash flow effectively while maximizing the return on your investment.

Why Work With the Lendcentre Commercial Team?

Our dedicated commercial mortgage professionals bring years of industry knowledge and trusted lender relationships to the table. Over time, we’ve built strong connections with Canada’s top commercial lenders, giving our clients access to some of the best rates available.

Here’s what we deliver:

  • Expert advice on the right loan structure.

  • Skilled negotiation to secure favorable terms.

  • Guidance through every stage of the qualification process.

  • Long-term strategies that position your business for success.

At Lendcentre, we don’t just arrange financing—we create the financial groundwork that helps businesses expand, grow, and succeed.

Types of Commercial Mortgage Solutions

No two businesses are alike, and neither are their financing needs. At Lendcentre, we provide mortgage options for a wide range of properties, including:

  • Office Space – Purchase or refinance an office building to operate your business.

  • Multi-Unit Residences – Financing for apartment buildings and rental properties.

  • Hospitality Ventures – Mortgages for hotels, restaurants, and related businesses.

  • Healthcare & Care Facilities – Funding tailored for retirement homes, clinics, and long-term care centres.

Whatever your project, there’s a mortgage solution designed to fit your requirements.