Mortgage Calculator Planning your mortgage affordability is just one of the steps needed to ensure that you’ve covered your ground and are on the path towards financial security. You may use the calculator below to determine your monthly mortgage affordability. Purchase Price $ Mortgage Term 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Down Payment ($) 5% Annual Taxes ($) 1% Interest Rate (%) 5% Annual Insurance $ Monthly HOA $ Want a Copy of the Results? $1421 Monthly Payment Principal & Interest $1421 Monthly Taxes $1421 Monthly HOA $1421 Monthly Insurance $1421